Świetna lokalizacja | 27m2 | 0% prowizji
Transaction median 18 925 zł/m² · this listing is 7% pricier
- 27.1 m²area
- 1rooms
- 8floor
- 1960built
- On the market for 1 dayposted October 3, 2026
- Śródmieście · Ludwika Zamenhofaaddress
Summary
Red flags
No Land and Mortgage Register (Księga Wieczysta)
Without KW a standard mortgage is impossible - the bank can't take it as collateral. Clarify with the seller before getting serious.
Turnkey and transit-rich flat in quiet, green area lacks dedicated parking and costs above median
- +This flat is turnkey and move-in ready with no hidden renovation or furnishing costs.
- +It comes fully furnished with a tidy modern dark sofa, coffee table, rug, TV console, dining table with four chairs, floor lamp and decorative plants in the living room, and the kitchen and bathroom have essential appliances and fittings, all in good visible condition.
- −The flat has cooperative ownership (spółdzielcze), so not all banks grant a mortgage without a księga wieczysta; you should verify with your bank in advance.
- −The price is 7% above the median, so there is room to negotiate.
- •Metro Dworzec Gdański is 736 m away, about a 9-minute walk.
- •The building was constructed in 1960 and has been modernized as mentioned.
Match for you
Your buyer profile is empty, so there is nothing to compare this flat against yet. Four questions and this block turns into a checklist of what fits you and what does not.
This fully furnished flat offers a move-in ready option with cohesive, modern furniture and strong transit access including 8 bus and 9 tram lines. Its quiet, green surroundings and proximity to 7 parks add to the appeal, while the separate storage room in the basement provides practical space for bikes and seasonal items. However, cooperative ownership may complicate mortgage approval, and the price is 7% above the median, leaving room to negotiate. The nearest school ranks in the bottom third by exam results, and there is no dedicated parking spot. Before viewing or making an offer, verify mortgage conditions with your bank and clarify price flexibility.
The fit score is based on your profile and the facts of this analysis. This is an informational tool, not advice.
What to do next
- mieszk.pl analysis done
Why you can push the price down
Priced +7% over the market median - you have room to argue
From the listing
Listing signals
Approximate map location
The portal hides the exact address - the map shows a general area, not the actual building. Ask the seller before visiting.
Same listing on other portals
Most likely the same flat posted to several sites. Compare the price and details - they sometimes differ.
Cooperative ownership right (spółdzielcze własnościowe). Sellable; banks DO grant mortgages, but NOT ALL - check with your bank before the transaction.
No land register - banks more often refuse a mortgage. Establishing KW is a separate procedure with costs and time.
What the apartment has
Other amenities (2)
“in the listing” - ticked by the seller in the portal form · “from description” - found by AI in the listing text · “from plan” and “in photos” - spotted by AI on the floor plan or photos · not mentioned does not mean absent · “likely none” - not drawn on the complete floor plan
Key details
- Sale termsCooperative ownership right with possibility to establish land register (KW)
- Sale termsPurchase possible with mortgage loan
- BuildingBuilding after thermal modernization, very well maintained
- BuildingNew elevators and renovated staircases
- ConditionElectrical installation, risers and entrance doors replaced
- FeesMonthly maintenance fee 540 PLN
- LayoutApartment on 8th floor
- What staysApartment ready to move in
- LayoutBasement storage of 3 m² included
Description
Attractive apartment for sale with an area of 27.1 m², located at ul. Zamenhofa 13 in Warsaw. The unit is on the 8th floor of a well-maintained building with new elevators and renovated staircases.…
Auto-translated from Polish. Inaccuracies possible.
Seller
agencyeXp Poland sp. z o.o.
Seller
agencyeXp Poland sp. z o.o.
at least 68 active listings across 31 cities
Buyer commission: not charged - stated in 24 of 68 active listings by this agency. Confirm with the agent.
Where it differs from the market
- 4% of listings duplicate the same flat - most agencies have none of that
- 100% of listings have no exact address - market median 40%
"Market median" is the median across other agencies in our base. Statistics based on listings collected by mieszk.pl. This is not an assessment of service quality.
Property history
Counted from when we first detected the listing across all portals. A listing disappearing does not mean it was sold.
Building
What affected the score
- Post-war building (PRL era)
Cost of purchase
See how much you need now and the monthly payment if you buy with a mortgage.
What you pay now
- Down payment109 800 zł
- PCC 2%exempt (first home)
- Notary + KW registration2400 zł
- Mortgage deed at the notary1200 zł
- Bank: ~1% origination + appraisal5000 zł
- 11 000 zł
Bank mortgage rates
Data: ComperiaBank margins are indicative - not an offer.
Estimate per KNF heuristics (DTI ≤ 40% net, LTV ≤ 80%) and the notary fee schedule. Confirm exact amounts with a notary and bank.
Indicative data as of 09/2026. Some offers require additional products (account, insurance). The actual rate depends on income, credit history (BIK) and LTV.
Price
above market⚠️ Too few transactions in the tight era window (±10–15 yrs) - widened to ±20–30 to get a median. Neighboring older/newer buildings may be in the sample, estimate is indicative.
Similar transactions· 10
- 20 558 zł/m²+1%22/12/202520 558 zł/m²+1%ulica Mordechaja Anielewicza 3/5310 m27.2 m²· 18195422/12/2025ulica Mordechaja Anielewicza 3/527.2 m² · 1 room · 8 floor · 1954
- 18 575 zł/m²-8%27/11/202518 575 zł/m²-8%ulica gen. Władysława Andersa 25314 m26.4 m²· 24195527/11/2025ulica gen. Władysława Andersa 2526.4 m² · 2 rooms · 4 floor · 1955
- 21 818 zł/m²+8%27/08/202621 818 zł/m²+8%ulica Nowolipki 11564 m30.3 m²· 1ground195027/08/2026ulica Nowolipki 1130.3 m² · 1 room · ground floor · 1950
- 16 852 zł/m²-17%15/12/202516 852 zł/m²-17%ulica Niska 21650 m26.1 m²· 22196115/12/2025ulica Niska 2126.1 m² · 2 rooms · 2 floor · 1961
- 19 217 zł/m²-5%06/10/202519 217 zł/m²-5%ulica Nowolipie 2B695 m28.6 m²· 22195606/10/2025ulica Nowolipie 2B28.6 m² · 2 rooms · 2 floor · 1956
Nearby transactions· 7
- 14 985 zł/m²-26%02/02/202614 985 zł/m²-26%ulica Ludwika Zamenhofa 137 m39.1 m²· 38196202/02/2026ulica Ludwika Zamenhofa 1339.1 m² · 3 rooms · 8 floor · 1962
- 7707 zł/m²-62%13/10/20257707 zł/m²-62%ulica Nowolipki 13591 m25.9 m²ground195113/10/2025ulica Nowolipki 1325.9 m² · ground floor · 1951
- 21 800 zł/m²+8%17/11/202521 800 zł/m²+8%ulica Nowolipie 5715 m29.6 m²· 21195017/11/2025ulica Nowolipie 529.6 m² · 2 rooms · 1 floor · 1950
- 20 195 zł/m²-0%06/11/202520 195 zł/m²-0%ulica Nowolipie 1716 m29.7 m²· 23195006/11/2025ulica Nowolipie 129.7 m² · 2 rooms · 3 floor · 1950
- 14 371 zł/m²-29%09/10/202514 371 zł/m²-29%ulica Nowolipki 21845 m30.2 m²· 21195009/10/2025ulica Nowolipki 2130.2 m² · 2 rooms · 1 floor · 1950
Price trend - Śródmieście
1-roomNo clear trend: the monthly median swings more than prices themselves move.
Monthly RCN transaction median for 1-room flats in the area.
Last data point - March 2026: newer months have too few transactions in this slice for a reliable median, so the trend may lag the market.
Transaction history in this building
6 sales since 2011Data from the Real Estate Price Register (RCN) and sonarhome - notarial deed prices.
Rental yield (estimate)
24 rental listings · within 2 kmHow we compute net?
- Annual rent (12 mo.)33 636 zł
- Vacancy 1 mo.−2802 zł
- Flat-rate tax 8.5%−2621 zł
- Maintenance reserve−1402 zł
- Net per year26 811 zł
Estimate based on nearby rental listings (asking rates). This is not investment advice.
Location
Quick commute to the centre by public transport.
Quick commute to the centre by public transport.
Shops, pharmacies and services right nearby.
Shops, pharmacies and services right nearby.
Schools and kindergartens within easy reach.
Schools and kindergartens within easy reach.
Plenty of greenery, calm surroundings.
Plenty of greenery, calm surroundings.
Nearby infrastructure
- Biedronka35 m
- Eurospar392 m
- Auchan395 m
- Apteka na Karmelickiej298 m
- Cito312 m
- Centrum364 m
- Skwer Więźniów Politycznych Stalinizmu438 m
- Ogród Krasińskich676 m
- Skwer gen. Jana Jura-Gorzechowskiego703 m
- Przedszkole nr 11157 m
- Przedszkole nr 12356 m
- Niepubliczne Przedszkole "Żyrafki"403 m
- Body Evolution409 m
- NoLimit Dziki428 m
- Zdrofit540 m
Primary schools nearby
by 8th-grade examSurroundings
Planned construction nearby
GUNB registry (RWDZ)- ~300 m
Budowa boisk, bieżni i innych utwardzeń, przebudowa i zacienienie sceny przy Zespole Szkół Licealnych i Ekonomicznych nr 1
building permit · Apr 2026 · check the registry ↗
- ~370 m
Rozbiórka budynku biurowo-usługowego z garażem podziemnym INTRACO
demolition · Sep 2025 · check the registry ↗
A permit does not guarantee construction will start; no records is not a guarantee nothing will be built.
Condition
A compact, bright and thoughtfully furnished apartment with a fresh-looking living area and practical separate kitchen. The main drawbacks are the limited floor area and visibly dated kitchen and bathroom finishes.
Living areas have fresh white walls, clean skirting and a well-maintained herringbone floor, but the kitchen cabinetry, appliances and bathroom finishes look dated. Overall condition is usable but not uniformly modern.
The living room has large windows and a glazed balcony door, with light walls and strong daylight across the main rooms.
Large modern-looking glazing and a balcony provide decent daylight, while the outlook is a mixed urban view of nearby residential buildings and open streets rather than a fully open panorama.
The living room contains a tidy modern dark sofa, coffee table, rug, TV console, dining table with four chairs, floor lamp and decorative plants; the kitchen has a fridge, stove and fitted cabinets, and the bathroom has a washing machine. The furniture is cohesive and in good visible condition.
Similar listings nearby
cheaper than similar
549 000 zł27.1 m² · 20 258 zł/m²Zamenhofa, Śródmieście7 m from the listing- ↓ 9000 zł145d
590 000 zł28.1 m² · 20 996 zł/m²+4%Niska, Śródmieście176 m from the listing - See allin the catalog, with the same filters
Picked from listings within 1 km with similar area and price. This is an asking price (what the seller wants), not a closed transaction - usually −3…−8% after negotiation.
Listing history in this and neighboring buildings
A listing disappearing does not mean a sale - it may have been withdrawn or relisted.
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