3 pokoje na Żoliborzu !

1 500 000 zł23 364 zł/m²
Mortgage ~7658 zł/mo at 20% downcheck →

Transaction median 23 431 zł/m² · this listing sits at the median

Open on Otodom·Analyzed on October 24, 2026
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Available immediately
Agency «Royalton Premium Real Estate» · typically +2% commission ≈ 30 000 zł

Summary

Worth considering
6.4
Location5.0
Building7.6
Condition7.5

Modern 2019 turnkey flat with large balcony but ground floor privacy concerns

+Pros
  • +This flat is turnkey and ready to move in with no hidden renovation or furnishing costs.
  • +It is part of a modern building constructed in 2019.
−Cons
  • −Metro Marymont station is 1,532 meters away, which is too far for comfortable walking.
  • −Being on the ground floor means windows face the sidewalk, resulting in less privacy and a higher risk of break-in, typically leading to a 5-10% market price discount compared to higher floors.
•Neutral
  • •The price asked matches market levels.
  • •The apartment is partially furnished with modern, tidy items including a sectional sofa, dining table with chairs, fitted kitchen with built-in appliances, wardrobes, and bathroom fixtures with a washing machine, but the furniture is not clearly designer-grade.

Match for you

Your buyer profile is empty, so there is nothing to compare this flat against yet. Four questions and this block turns into a checklist of what fits you and what does not.

Takeaway

This apartment is move-in ready with modern features and an efficient layout highlighted by natural light and a spacious balcony. The finish and furnishing are neat and contemporary, matching the market price. However, its ground floor location reduces privacy and security, and the metro is quite far at 1,532m. Parking is not included and comes at an extra cost, which raises the total price. Confirm any agency commission details before making an offer or scheduling a viewing.

The fit score is based on your profile and the facts of this analysis. This is an informational tool, not advice.

AI-generatedEdit profile

What to do next

  • mieszk.pl analysis done

From the listing

Listing signals

  • Same photos in 1 other listing

    Repost or duplicate - almost certainly the same flat. Check whether the original is still active and what price it has.

  • Same agent runs 1 more listing

    The same flat posted multiple times to surface more often in search. Prices may differ - compare them.

  • Identical description in 1 other listing

    Text copied verbatim. Could be the same agent, could be a scam - verify photos and contacts.

Full ownership

Standard regime - no legal restrictions for mortgage or sale.

What the apartment has

Balcony / terrace
balcony + terrace + garden 45 m²
listing + description
Parking
garage + parking spot · underground
extra cost +55 000 zł
from description
Storage / cellar
yes
extra cost +30 000 zł
from description
Air conditioning
not mentioned
not mentioned ≠ absent
Kitchen
kitchenette
from plan
Windows
north
from plan
Above standard24/7 security

Key details

  • Sale terms
    Storage room costs extra 30,000 PLN
  • Sale terms
    Parking space in underground garage costs extra 55,000 PLN
  • Layout
    3 rooms and 2 bathrooms
  • Condition
    High standard finish, fully furnished, ready to move in
  • Building
    Modern apartment building from 2019 with elevator, security, monitoring
  • Layout
    Apartment on the ground floor
  • What stays
    Fully furnished apartment
  • Fees
    Monthly maintenance fee 1,350 PLN
  • Building
    Private garden of 45 m² with terrace

Description

For sale: comfortable 3-room apartment with an area of 64.18 m², located on Hübnera Street in Warsaw's Żoliborz, in a modern apartment building from 2019. The apartment is on the ground floor,…

Auto-translated from Polish. Inaccuracies possible.

Property history

On the market for 16 dayssince Oct 08, 2026
5 listingsOtodomactive: 2
Oct 22OtodomListing removed—
Oct 22OtodomListed1 500 000 zł
Oct 19OtodomListing removed—
Oct 19OtodomListing removed—
Oct 19OtodomNew listing1 500 000 zł
Oct 17OtodomNew listing1 500 000 zł
Oct 13OtodomNew listing1 500 000 zł
Oct 08OtodomNew listing1 500 000 zł

Counted from when we first detected the listing across all portals. A listing disappearing does not mean it was sold.

Building

7.6/ 10
2019
—
ground / 10
yes

What affected the score

  • Modern building
  • CCTV
  • Low floor

Layout from floor plan

Read from the listing's floor plan
  • Living room19.9 m²
  • Bedroom11.9 m²
  • Bedroom11.9 m²
  • Bathroom5.5 m²
  • WC1.7 m²
  • Hall11.5 m²
Total 64.2 m²

Cost of purchase

See how much you need now and the monthly payment if you buy with a mortgage.

You need now
348 700 zł
down payment + transaction fees
Full cost of purchase
1 548 700 zł
+48 700 zł (+3.2%) over listing price
Total per month
≈ 8505 zł
payment 7155 zł + maintenance ~1350 zł
Mortgage calculator
fixed or variable — what's the difference?

What you pay now

  • Down payment300 000 zł
  • PCC 2%exempt (first home)
  • Notary + KW registration4100 zł
  • Mortgage deed at the notary2000 zł
  • Bank: ~1% origination + appraisal12 600 zł
  • 30 000 zł
  • 55 000 zł
  • 30 000 zł
Total you need now348 700 zł

Bank mortgage rates

Data: Comperia
ratePayment
  • RRSO from the bank's example: 406 000 zł, 25 years, LTV 70.3%, calculated on 2026-10-07.

    Account inflows of at least 3000 zł/month and life insurance required. Offer valid until 2026-10-28.

    Source and offer terms

Bank margins are indicative - not an offer.

Price

on market
7.0/ 10
This listing
23 364 zł/m²
1 500 000 zł
Median of 8 similar transactions
23 431 zł/m²0%
District median
23 634 zł/m²-1%
≈ 1 517 000 zł

⚠️ Too few transactions in the tight era window (±10–15 yrs) - widened to ±20–30 to get a median. Neighboring older/newer buildings may be in the sample, estimate is indicative.

23 364 zł/m²
1 500 000 zł
15 188 zł/m²
975 070 zł
28 181 zł/m²
1 809 220 zł

Similar transactions· 8

  • 22 656 zł/m²-3%01/12/2025
    ulica Zygmunta Hübnera 1
    36.9 m² · 2 rooms · 1 floor
  • 24 867 zł/m²+6%11/01/2026
    ulica Zygmunta Hübnera 2
    58.3 m² · 3 rooms · 1 floor · 2015

Nearby transactions· 10

  • 8734 zł/m²-63%25/11/2025
    ulica Ludwika Rydygiera 19
    70.8 m² · 3 rooms · 2 floor · 2014

Price trend - Żoliborz

3-room

No clear trend: the monthly median swings more than prices themselves move.

Location

5.0/ 10
To the centre5.0/10

Moderate commute time to the centre.

Daily life5.0/10

Basic shops and services in the area.

For family5.0/10

Schools nearby, but limited options for kids.

Peace & greenery5.0/10

Some greenery, moderate noise.

Getting around
  • M1Marymont1.5 km
  • M1Plac Wilsona1.6 km
  • M1Dworzec Gdański1.8 km

Nearby infrastructure

Couldn't load nearby infrastructure data.

Condition

7.5/ 10
from 15 photos

A recently finished, move-in-ready ground-floor apartment with a coherent modern standard, open living/kitchen zone, two bathrooms, and direct access to a private garden and terrace. The main limitation visible from the photos is a courtyard outlook with nearby apartment buildings and limited privacy.

Fresh standardNeutral fresh renovation with grey shaker-style cabinetry, pale herringbone flooring, marble-look tiles, simple white walls and restrained brass/black accents.

Spotted in the photos

What the AI noticed in the photos - risks and highlights

The listing states that the underground parking space and storage unit are extra-cost items, so their availability and final prices should be confirmed separately.

The private garden and terrace directly face shared courtyard landscaping and neighbouring blocks, so privacy screening and sightlines should be checked on site.

Renovation8 / 10
Lighting8 / 10
Layout8 / 10
Windows & view6 / 10
Furniture7 / 10

Similar listings nearby

on the level
This listing
23 364 zł/m²
Median of 10 similar listings
24 234 zł/m²-4%
23 364 zł/m²
1 500 000 zł
20 599 zł/m²
1 322 449 zł
27 869 zł/m²
1 789 196 zł
  • 3 pokoje na Żoliborzu !
    1 500 000 zł
    64.2 m² · 23 364 zł/m²
    Zygmunta Hübnera, Żoliborz
  • 3 pokojowy Apartament na Żoliborzu.
    1 525 000 zł
    67 m² · 22 761 zł/m²-3%
    Żoliborz
  • See allin the catalog, with the same filters

Picked from listings within district with similar area and price. This is an asking price (what the seller wants), not a closed transaction - usually −3…−8% after negotiation.

Listing history in this and neighboring buildings

A listing disappearing does not mean a sale - it may have been withdrawn or relisted.

Track similar listings

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