ul. Towarowa - 2-pokojowe
Transaction median 11 569 zł/m² · this listing is 7% cheaper
- 43.7 m²area
- 2rooms
- groundfloor
- 2026built
- On the market for 460 daysposted June 16, 2025
- Wygoda · ul. Towarowaaddress
Summary
Worth considering
- +≈17 min to the center — quick for Białystok
- +Bus lines nearby: 6
- −Ground floor (parter) — windows facing the sidewalk, less privacy and higher break-in risk; the market typically prices a 5-10% discount vs. higher floors
- −Agency — typically +1-3% commission (≈10 000 zł) on top of price, confirm
- •Hard to benchmark the price: too few similar transactions nearby
Match for you
Your buyer profile is empty, so there is nothing to compare this flat against yet. Four questions and this block turns into a checklist of what fits you and what does not.
The fit score is based on your profile and the facts of this analysis. This is an informational tool, not advice.
What to do next
Why you can push the price down
On the market ~15 mo. - the seller is tired of waiting
strong argument
From the listing
Listing signals
2 other listings in this development
New-build - the developer reuses the same renders and the same description across units. These are other apartments in the same development, not the same flat. Compare sizes and prices.
What the apartment has
Equipment
- cable TV
- internet
- phone
Other amenities (2)
“in the listing” - ticked by the seller in the portal form · “from description” - found by AI in the listing text · “from plan” and “in photos” - spotted by AI on the floor plan or photos · not mentioned does not mean absent · “likely none” - not drawn on the complete floor plan
Description
We recommend 2-room apartments in the Nowe Piasta development – Towarowa, at the corner of Piastowska! Discover a New Dimension of Comfort in Our Modern Building! Make your home in spacious,…
Auto-translated from Polish. Inaccuracies possible.
Seller
agencyRDM Inwestycje Dawid Łukaszewicz
Seller
agencyRDM Inwestycje Dawid Łukaszewicz
at least 7 active listings across 2 cities
Statistics based on listings collected by mieszk.pl. This is not an assessment of service quality.
Building
What affected the score
- Modern building
- Low floor
Cost of purchase
See how much you need now and the monthly payment if you buy with a mortgage.
What you pay now
- Down payment94 400 zł
- VAT includedalready in price
- Notary + KW registration2200 zł
- Mortgage deed at the notary1100 zł
- Bank: ~1% origination + appraisal4400 zł
Bank mortgage rates
Data: ComperiaBank margins are indicative - not an offer.
Estimate per KNF heuristics (DTI ≤ 40% net, LTV ≤ 80%) and the notary fee schedule. Confirm exact amounts with a notary and bank.
Indicative data as of 09/2026. Some offers require additional products (account, insurance). The actual rate depends on income, credit history (BIK) and LTV.
Price
above market⚠️ No exact building number, and the era window had to be widened (few transactions in ±10–15 yrs of the listing) - the median estimate is indicative; verify the peer building on viewing.
Similar transactions· 10
- 11 771 zł/m²+9%25/05/202611 771 zł/m²+9%Józefa Ignacego Kraszewskiego 45B1.2 km43.8 m²· 23202325/05/2026Józefa Ignacego Kraszewskiego 45B43.8 m² · 2 rooms · 3 floor · 2023
- 11 569 zł/m²+7%17/04/202611 569 zł/m²+7%Józefa Ignacego Kraszewskiego 45B1.2 km39.1 m²· 21202317/04/2026Józefa Ignacego Kraszewskiego 45B39.1 m² · 2 rooms · 1 floor · 2023
- 11 180 zł/m²+4%17/04/202611 180 zł/m²+4%Józefa Ignacego Kraszewskiego 45B1.2 km43.8 m²· 28202317/04/2026Józefa Ignacego Kraszewskiego 45B43.8 m² · 2 rooms · 8 floor · 2023
- 14 864 zł/m²+38%15/04/202614 864 zł/m²+38%Józefa Ignacego Kraszewskiego 45B1.2 km39.3 m²· 212202315/04/2026Józefa Ignacego Kraszewskiego 45B39.3 m² · 2 rooms · 12 floor · 2023
- 11 187 zł/m²+4%13/04/202611 187 zł/m²+4%Józefa Ignacego Kraszewskiego 45B1.2 km43.8 m²· 28202313/04/2026Józefa Ignacego Kraszewskiego 45B43.8 m² · 2 rooms · 8 floor · 2023
Nearby transactions· 7
- 14 605 zł/m²+35%25/03/202614 605 zł/m²+35%Towarowa 28118 m43.8 m²· 31—25/03/2026Towarowa 2843.8 m² · 3 rooms · 1 floor
- 7933 zł/m²-27%31/03/20267933 zł/m²-27%Mieszka I 8B454 m47.9 m²· 43—31/03/2026Mieszka I 8B47.9 m² · 4 rooms · 3 floor
- 9481 zł/m²-12%23/03/20269481 zł/m²-12%Piastowska 15647 m48.2 m²· 44—23/03/2026Piastowska 1548.2 m² · 4 rooms · 4 floor
- 14 097 zł/m²+31%15/04/202614 097 zł/m²+31%Sybiraków 18724 m43.3 m²· 24—15/04/2026Sybiraków 1843.3 m² · 2 rooms · 4 floor
- 12 158 zł/m²+13%07/04/202612 158 zł/m²+13%Sybiraków 18724 m40.2 m²· 24—07/04/2026Sybiraków 1840.2 m² · 2 rooms · 4 floor
Price trend - Białystok
2-roomPrices are trending up - roughly 5% per year.
Monthly RCN transaction median for 2-room flats in the area.
Primary market
Ceny ofertowe mieszkań dewelopera Piasta 17 spółka z ograniczoną odpowiedzialnością spółka komandytowa w 2026 r.Couldn't pin the exact unit - showing the whole development's context.
Data from the developer offer-price register (dane.gov.pl). Offer prices, not transaction prices. This is not advice.
Rental yield (estimate)
15 rental listings · within 3 kmHow we compute net?
- Annual rent (12 mo.)20 784 zł
- Vacancy 1 mo.−1732 zł
- Flat-rate tax 8.5%−1619 zł
- Maintenance reserve−866 zł
- Net per year16 567 zł
Estimate based on nearby rental listings (asking rates). This is not investment advice.
Location
Quick commute to the centre by public transport.
Quick commute to the centre by public transport.
Shops, pharmacies and services right nearby.
Shops, pharmacies and services right nearby.
Schools and kindergartens within easy reach.
Schools and kindergartens within easy reach.
Forest nearby, but audible noise.
Forest nearby, but audible noise.
Nearby infrastructure
- Biedronka206 m
- abc306 m
- Lewiatan404 m
- Apteka GRAP409 m
- Dbam o Zdrowie416 m
- Przedszkole Samorządowe nr 68 im. Janusza Korczaka336 m
- Przedszkole Samorządowe nr 46597 m
- Marchewka598 m
- Kadryl Studio Tańca817 m
Primary schools nearby
by 8th-grade examSurroundings
Planned construction nearby
GUNB registry (RWDZ)- ~40 m
Budowa budynku mieszkalnego wielorodzinnego z lokalami usługowymi oraz miejscami parkingowymi w garażach podziemnych, 19 ścianami oporowymi…
building permit · Feb 2024 · check the registry ↗
- ~1.1 km
Budowa budynku do zbierania i magazynowania odpadów niebezpiecznych (MN4, MN5), budynku do zbierania, magazynowania i przetwarzania odpadów…
building permit · Sep 2025 · check the registry ↗
5 new single-family houses permitted within 1 km
A permit does not guarantee construction will start; no records is not a guarantee nothing will be built.
Condition
Condition score, renovation state and photo findings (7 photos) — in the full AI analysis.
Similar listings nearby
cheaper than similar
464 000 zł41.5 m² · 11 181 zł/m²+4%ul. Towarowa, Wygoda29 m from the listing- no longer listed
446 748 zł37.9 m² · 11 800 zł/m²+9%Piasta I320 m from the listing - See allin the catalog, with the same filters
Picked from listings within 3 km with similar area and price. This is an asking price (what the seller wants), not a closed transaction - usually −3…−8% after negotiation.
Listing history in this and neighboring buildings
43 m² · 2 rm · floor 2×2430 000 zł· 10 000 zł/m²For salesince Sep 6, 2026 · 13 days on market · ~100 m10 000 zł/m²
52.5 m² · 3 rm · floor 4740 000 zł· 14 095 zł/m²For salesince Aug 20, 2026 · 30 days on market · ~110 m14 095 zł/m²
A listing disappearing does not mean a sale - it may have been withdrawn or relisted.
Track similar listings
Similar to this: Białystok · Wygoda · 2 rooms · 400,000-540,000 zł
- New listings right after they're posted
- A short AI analysis of every new apartment
- Price-drop alerts
Need help getting approved?
An independent mortgage partner will compare bank offers and help with your application - free of charge.
No obligation · we pass your contact to the partner