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3-pokojowe mieszkanie na Żoliborzu

1 500 000 zł23 372 zł/m²
Mortgage ~7658 zł/mo at 20% downcheck →

Transaction median 23 987 zł/m² · this listing is 3% cheaper

Open on Gratka·Analyzed on October 7, 2026
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Agency «PIÓREK HOUSE» · typically +2% commission ≈ 30 000 zł

Summary

Worth considering
7.6
Location7.8
Building7.3
Condition7.5

Modern 2019 flat with fresh renovation shines despite ground-floor privacy and metro distance issues

+Pros
  • +The flat benefits from a fresh renovation with even painted walls, clean skirting and doors, finished herringbone flooring, a modern kitchen, and tiled bathrooms, showing no chips, cracks, or water damage.
  • +There is excellent transit access with 5 bus lines and 5 tram lines serving the area.
−Cons
  • −The flat is 1532 meters from the Marymont metro station, which is too far for comfortable walking.
  • −Being on the ground floor means windows face the sidewalk, which reduces privacy and increases break-in risk; typically, flats on this floor are priced 5-10% lower than those above.
•Neutral
  • •The price of the flat matches current market levels.
  • •There are 3 parks in the nearby vicinity.

Match for you

Your buyer profile is empty, so there is nothing to compare this flat against yet. Four questions and this block turns into a checklist of what fits you and what does not.

Takeaway

This flat stands out for its fresh renovation, modern building quality, and quiet, green surroundings. There are strong transit connections via 5 bus and 5 tram lines and convenient access to a supermarket and 16 shops nearby. However, the ground-floor location reduces privacy and security, and the metro station at Marymont is over 1.5 km away, lessening walkability. The absence of an included parking spot, with an added cost for one, and upcoming construction about 200 m away could affect living comfort. Confirm agency commission details and consider these factors before scheduling a viewing or making an offer.

The fit score is based on your profile and the facts of this analysis. This is an informational tool, not advice.

AI-generatedEdit profile

What to do next

  • mieszk.pl analysis done

Why you can push the price down

  • On the market ~5 mo. - the seller is tired of waiting

    strong argument

From the listing

Listing signals

  • Same listing on other portals

    Most likely the same flat posted to several sites. Compare the price and details - they sometimes differ.

Full ownership

Standard regime - no legal restrictions for mortgage or sale.

What the apartment has

Balcony / terrace
terrace + garden 45 m²
from description
Parking
garage + parking spot
extra cost +55 000 zł
from description
Storage / cellar
yes
from description
Air conditioning
not mentioned
not mentioned ≠ absent
Kitchen
kitchenette
from description
Windows
south-west
from description

Key details

  • Sale terms
    Ownership right (własnościowe)
  • Building
    Apartment on ground floor of 10-floor building
  • Building
    Building constructed in 2019
  • Layout
    3 rooms: living room with kitchenette, 2 bedrooms, bathroom, separate WC, hallway
  • Layout
    Additional area: garden with terrace of 45 m2
  • Fees
    Administrative fee 1350 PLN
  • What stays
    Includes underground garage parking space for 55,000 PLN
  • What stays
    Includes storage room (komórka lokatorska)
  • Windows/view
    Windows face southwest

Description

3-room apartment in Żoliborz at ul. Zygmunta Hubnera BUILDING/DEVELOPMENT The apartment is located on the ground floor of a 10-storey building Year of construction: 2019 PROPERTY The apartment…

Auto-translated from Polish. Inaccuracies possible.

Seller

agency

PIÓREK HOUSE4.6300 reviews

source: Google · Google ratings are often inflated by agencies - treat as indicative, not a quality guarantee.

at least 307 active listings across 3 cities

Where it differs from the market

  • 5% of listings duplicate the same flat - most agencies have none of that
  • 100% of listings have no exact address - market median 40%

"Market median" is the median across other agencies in our base. Statistics based on listings collected by mieszk.pl. This is not an assessment of service quality.

Property history

On the market for 144 dayssince May 15, 2026longer than usual
6 listingsOtodom · Gratka · Morizonactive: 5
Price cut: 1 630 000 zł → 1 500 000 zł−130 000 zł (−8%)
Oct 06MorizonNew listing1 500 000 zł
Oct 06GratkaListed1 500 000 zł
Sep 29MorizonNew listing1 500 000 zł
Sep 29GratkaNew listing1 500 000 zł
Sep 28OtodomNew listing1 500 000 zł
Jun 16OtodomListing removed—
May 15OtodomNew listing1 630 000 zł
Total: −130 000 zł

Counted from when we first detected the listing across all portals. A listing disappearing does not mean it was sold.

Building

7.3/ 10
2019
apartment complex
ground / 10
yes

What affected the score

  • Modern building
  • Low floor

Cost of purchase

See how much you need now and the monthly payment if you buy with a mortgage.

You need now
348 700 zł
down payment + transaction fees
Full cost of purchase
1 548 700 zł
+48 700 zł (+3.2%) over listing price
Mortgage calculator
fixed or variable — what's the difference?

What you pay now

  • Down payment300 000 zł
  • PCC 2%exempt (first home)
  • Notary + KW registration4100 zł
  • Mortgage deed at the notary2000 zł
  • Bank: ~1% origination + appraisal12 600 zł
  • 55 000 zł
  • 30 000 zł
Total you need now348 700 zł

Bank mortgage rates

Data: Comperia
ratePayment

Bank margins are indicative - not an offer.

Price

on market
8.0/ 10
This listing
23 372 zł/m²
1 500 000 zł
Median of 10 similar transactions
23 987 zł/m²-3%
District median
23 634 zł/m²-1%
≈ 1 517 000 zł

⚠️ Too few transactions in the tight era window (±10–15 yrs) - widened to ±20–30 to get a median. Neighboring older/newer buildings may be in the sample, estimate is indicative.

23 372 zł/m²
1 500 000 zł
15 188 zł/m²
974 766 zł
27 585 zł/m²
1 770 409 zł

Similar transactions· 10

  • 25 862 zł/m²+11%13/11/2025
    ulica Zygmunta Hübnera 2
    58 m² · 3 rooms · 1 floor · 2019
  • 24 867 zł/m²+6%11/01/2026
    ulica Zygmunta Hübnera 2
    58.3 m² · 3 rooms · 1 floor · 2015

Nearby transactions· 26

  • 22 656 zł/m²-3%02/12/2025
    ulica Zygmunta Hübnera 1
    36.9 m² · 2 rooms · 1 floor

Price trend - Żoliborz

3-room

No clear trend: the monthly median swings more than prices themselves move.

Rental yield (estimate)

10 rental listings · within 2 km
Estimated rent
~4714 zł /mo3349 zł-5157 zł

Estimate based on nearby rental listings (asking rates). This is not investment advice.

Location

7.8/ 10
To the centre6.5/10

Quick commute to the centre by public transport.

Daily life9.3/10

Shops, pharmacies and services right nearby.

For family8.5/10

Schools and kindergartens within easy reach.

Peace & greenery8.2/10

Plenty of greenery, calm surroundings.

Getting around
  • M1Marymont1.5 km
  • M1Plac Wilsona1.6 km
  • M1Dworzec Gdański1.8 km
  • Warszawa Powązki336 m
  • Warszawa Koło1.5 km
  • Sady Żoliborskie726 m
    16192228+1
  • Rydygiera92 m
    221
  • Plac Niemena120 m
    103180221
Commute to Warszawa centre
26 min
3 min220 m
5 minBus 221
4 min231 m
6 minMetro M1
5 min377 m

Nearby infrastructure

Shops16Pharmacies1Parks & squares3Kindergartens17Gyms & fitness clubs16

Primary schools nearby

by 8th-grade exam

Surroundings

50–55 dBPowązkowska · 160 mLine 509 · 294 mAir: very goodPaid zone (SPPN)

Planned construction nearby

GUNB registry (RWDZ)
2 projects in the registry nearby2

A permit does not guarantee construction will start; no records is not a guarantee nothing will be built.

Condition

7.5/ 10
from 15 photos

A fresh, move-in-ready modern-standard apartment with a well-organized open living/kitchen zone, two bedrooms, two bathrooms and a private garden terrace. The main limitation is the enclosed courtyard outlook, with neighbouring buildings close around the garden.

Fresh standardNeutral fresh renovation with grey framed kitchen fronts, white surfaces, light herringbone flooring, simple pendant lights and clean contemporary sanitaryware.

Spotted in the photos

What the AI noticed in the photos - risks and highlights

The garden and terrace are directly surrounded by neighbouring apartment blocks, so check privacy, sightlines and noise from surrounding residents.

The approximately 45 m² private garden is visibly mostly lawn with a gravel perimeter, so confirm maintenance responsibilities, irrigation and any estate rules for alterations.

A second compact WC is clearly visible in addition to the main bathroom, providing a useful extra facility.

Renovation8 / 10
Lighting7 / 10
Layout8 / 10
Windows & view6 / 10
Furniture7 / 10

Similar listings nearby

cheaper than similar
This listing
23 372 zł/m²
Median of 10 similar listings
26 887 zł/m²-13%
23 372 zł/m²
1 500 000 zł
22 667 zł/m²
1 454 768 zł
30 920 zł/m²
1 984 449 zł
  • Atrakcyjne 3-pokojowe mieszkanie – Żoliborz Artystyczny
    1 510 000 zł
    full cost: 1 570 000 zł
    57.1 m² · 26 431 zł/m²+13%
    ul. Hubnera, Żoliborz
    51 m from the listing
  • 273d
    3-pokojowe mieszkanie z loggią na Żoliborzu Artystycznym
    1 850 000 zł
    full cost: 1 945 000 zł
    67.7 m² · 27 343 zł/m²+17%
    ul. Powązkowska, Żoliborz
    168 m from the listing
  • See allin the catalog, with the same filters

Picked from listings within 0.5 km with similar area and price. This is an asking price (what the seller wants), not a closed transaction - usually −3…−8% after negotiation.

Listing history in this and neighboring buildings

A listing disappearing does not mean a sale - it may have been withdrawn or relisted.

Track similar listings

Similar to this: Warszawa · Żoliborz · 3 rooms · 1,280,000-1,720,000 zł

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