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2 pokoje z oddzielną kuchnią, 42m, Mokotów Stegny

Transaction median 13 995 zł/m² · this listing is 14% pricier

Open on Morizon·Analyzed on October 17, 2026
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Agency «DOBRACHATA» · typically +2% commission ≈ 14 000 zł

Summary

Caution
6.3
Location6.7
Building5.7
Condition6.4

Red flags

  • Limited form of ownership

    Cooperative ownership / shared ownership / perpetual usufruct - mortgage harder, liquidity lower. Talk to a bank before the preliminary contract.

Move-in ready with excellent transit access but priced 14% above median with distant metro

+Pros
  • +Turnkey: move-in ready, no hidden renovation or furnishing costs
  • +Transit-rich: 19 bus and 3 tram lines
−Cons
  • −Price 14% above the median — clear overpay
  • −Metro Służew is 1960m — too far to walk comfortably
•Neutral
  • •Built in 1976, with mentioned modernization
  • •Partial furnishing: The apartment is partly furnished: the kitchen has cabinetry, a stove and dishwasher; the living room has a blue sofa, coffee table, rug and dark wooden sideboard; the bedroom is empty and the hall has built-in wardrobes. The sideboard is dated but generally serviceable.

Match for you

Your buyer profile is empty, so there is nothing to compare this flat against yet. Four questions and this block turns into a checklist of what fits you and what does not.

Takeaway

This apartment is fully ready to move in without additional renovation or furnishing expenses and benefits from excellent public transport options, including 19 bus and 3 tram lines. The location offers a supermarket within walking distance and nearby shops, as well as a separate basement storage space. However, the price is 14% higher than the median, and the metro station is nearly 2 km away, which may be a drawback. Note also the cooperative ownership, which may affect mortgage eligibility, and the additional agency commission to consider. Verify mortgage conditions and confirm commission costs before viewing or making an offer.

The fit score is based on your profile and the facts of this analysis. This is an informational tool, not advice.

AI-generatedEdit profile

What to do next

  • mieszk.pl analysis done

Why you can push the price down

  • Priced +14% over the market median - you have room to argue

    strong argument

From the listing

Listing signals

  • Same listing on other portals

    Most likely the same flat posted to several sites. Compare the price and details - they sometimes differ.

Cooperative ownership

Cooperative ownership right (spółdzielcze własnościowe). Sellable; banks DO grant mortgages, but NOT ALL - check with your bank before the transaction.

What the apartment has

Balcony / terrace
balcony
listing + description
Parking
resident parking · assigned space unconfirmed
from description
Storage / cellar
yes
listing + description
Air conditioning
not mentioned
not mentioned ≠ absent
Kitchen
separate
from description
Windows
not mentioned
not mentioned ≠ absent

Other amenities (1)

Utilities
water (municipal)

Key details

  • Sale terms
    Cooperative ownership right; land ownership regulated; land register can be established; mortgage possible
  • Fees
    Maintenance fees approximately 770 PLN per month
  • Layout
    Two rooms, separate kitchen, bathroom and separate WC, hallway
  • Layout
    Apartment includes a storage room (komórka lokatorska)
  • Windows/view
    Apartment on 6th floor with nice view; windows on two sides; one room has French balcony
  • Building
    Building has an elevator and parking spaces for residents
  • Condition
    Good condition; requires only refreshing, no major renovation needed
  • Nuance
    No encumbrances or claims; apartment ready for purchase
  • Condition
    Managed by an active housing cooperative
  • Condition
    Quiet, green, well-maintained estate surroundings

Description

For sale: a unique sunny 2-room apartment with a separate kitchen, located on ul. Sardyńska in Warsaw; The apartment with an area of 42m2 consists of: • two rooms, including one with a large window…

Auto-translated from Polish. Inaccuracies possible.

Seller

agency

DOBRACHATA

at least 2 active listings across 1 city

Statistics based on listings collected by mieszk.pl. This is not an assessment of service quality.

Property history

On the market for 1 daysince Oct 15, 2026recently listed
3 listingsGratka · Morizon · Otodomactive: 3
Oct 16OtodomNew listing670 000 zł
Oct 15GratkaNew listing670 000 zł
Oct 15MorizonListed670 000 zł

Counted from when we first detected the listing across all portals. A listing disappearing does not mean it was sold.

Building

5.7/ 10
1976
block of flats
large-panel
6 / 10
yes

What affected the score

  • Wielka płyta (1970s–80s)
  • Pool, gym or resident recreation area

Cost of purchase

See how much you need now and the monthly payment if you buy with a mortgage.

You need now
158 000 zł
down payment + transaction fees
Full cost of purchase
694 000 zł
+24 000 zł (+3.6%) over listing price
Mortgage calculator
fixed or variable — what's the difference?

What you pay now

  • Down payment134 000 zł
  • PCC 2%exempt (first home)
  • Notary + KW registration2700 zł
  • Mortgage deed at the notary1300 zł
  • Bank: ~1% origination + appraisal6000 zł
  • 14 000 zł
Total you need now158 000 zł

Bank mortgage rates

Data: Comperia
ratePayment

Bank margins are indicative - not an offer.

Price

above market
4.0/ 10
Possible overpayment82 000 zł+14%
Fair price ≈ 588 000 zł
This listing
15 952 zł/m²
670 000 zł
Median of 4 similar transactions
13 995 zł/m²+14%
District median
17 808 zł/m²-10%
≈ 748 000 zł
15 952 zł/m²
670 000 zł
11 896 zł/m²
499 622 zł
16 094 zł/m²
675 958 zł

Similar transactions· 4

  • 14 634 zł/m²-8%24/11/2025
    ulica Maltańska 4
    42.3 m² · 3 rooms · 2 floor · 1974
  • 13 995 zł/m²-12%17/11/2025
    ulica Sycylijska 2
    42.3 m² · 2 rooms · 5 floor · 1974

Nearby transactions· 10

  • 13 690 zł/m²-14%11/02/2026
    ulica Korsykańska 1
    42 m² · 2 rooms · 1 floor · 1974

Price trend - Mokotów

2-room

No clear trend: the monthly median swings more than prices themselves move.

Rental yield (estimate)

10 rental listings · within 2 km
Estimated rent
~2986 zł /mo2986 zł-3906 zł

Estimate based on nearby rental listings (asking rates). This is not investment advice.

Location

6.7/ 10
To the centre4.5/10

Moderate commute time to the centre.

Daily life10.0/10

Shops, pharmacies and services right nearby.

For family7.7/10

Schools and kindergartens within easy reach.

Peace & greenery6.4/10

Some greenery, fairly quiet.

Getting around
  • M1Służew2.0 km
  • Stegny297 m
    19
  • Św. Bonifacego319 m
    141619
  • Batumi146 m
    108148163185+4
  • Stegny286 m
    108148163185+4
Commute to Warszawa centre
35 min
4 min266 m
9 minBus 163
5 min340 m
9 minMetro M1
5 min367 m

Nearby infrastructure

Shops10Pharmacies3Parks & squares1Kindergartens13

Primary schools nearby

by 8th-grade exam

Surroundings

55–60 dBAir: very good

Condition

6.4/ 10
from 11 photos

A well-maintained, standard-renovated two-room apartment in a mature panel-block estate. It offers good daylight and a mixed green urban outlook, while the interior is practical rather than premium and includes some dated furniture.

Fresh standardNeutral painted walls, light wood-effect flooring, simple white cabinetry and standard contemporary bathroom fittings; the dark wooden sideboard is a dated isolated piece.

Spotted in the photos

What the AI noticed in the photos - risks and highlights

A second, separate toilet is visibly provided in addition to the bathroom, which is a useful extra feature for a two-room apartment.

Renovation7 / 10
Lighting7 / 10
Windows & view6 / 10
Furniture5 / 10

Similar listings nearby

pricier than similar
This listing
15 952 zł/m²
Median of 10 similar listings
15 031 zł/m²+6%
15 952 zł/m²
670 000 zł
12 776 zł/m²
536 607 zł
17 671 zł/m²
742 182 zł
  • 46d
    Mokotów/Stegny/43,8m2/2-3pokoje/loggia/
    679 000 zł
    43.8 m² · 15 502 zł/m²-3%
    Iberyjska, Mokotów
    281 m from the listing
  • 49 m² | 2-Pok. oraz kuchnia | widokowe 11p. | balkon | msc. parkingowe
    668 850 zł
    49 m² · 13 650 zł/m²-14%
    ul. Nicejska, Mokotów
    381 m from the listing
  • See allin the catalog, with the same filters

Picked from listings within 2 km with similar area and price. This is an asking price (what the seller wants), not a closed transaction - usually −3…−8% after negotiation.

Listing history in this and neighboring buildings

A listing disappearing does not mean a sale - it may have been withdrawn or relisted.

Track similar listings

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